The Terms of Service serves as a Legal Agreement between you and FINMART SG PTE LTD, which shall govern the use of this website and the services offered therein. By accessing this website, or by employing our services, you are deemed to have accepted these terms and conditions. If you do not agree with the terms provided for below, you must refrain from using this website as well as the services contained therein.
1. Site Access
1.1 You will be able to access the majority of this Website without having to register any details with us. [However, particular areas of this Website will only be accessible only if you have registered or submitted details.]
2. Use Of Website
2.1 You have the discretion to use any or all information from this site for your personal use unless expressly stated therein. You are in no authority to modify, copy, or distribute its contents for public purposes. Suite Capital has the prerogative to deny a user access to the site and to pursue any criminal action if such user has made any modification,or tampering of any kind to the site, its system, security and information, or has violated client security and privacy by procuring confidential information and/or divulging the same.
3. Personal Information and Security
3.1 Any information or personal financial data shared with Finmart shall contemplate as a fiduciary arrangement that all or particular personal financial data is entrusted to Suite Capital to be used as information to potential lenders that the company finds as compatible with your financial information. Suite Capital shall in no way share or distribute your personal information.
3.2 If in pursuance of an on-going investigation, or issuance of a court order, Suite Capital becomes legally bound to present to court any of your personal or confidential information, you are deemed to have renounced the confidentiality of such information.
3.3 The veracity and reliability of personal data or information submitted to Finmart shall be your sole responsibility.
3.4 Finmart collects information from all users of the site, such as the type of computer used, the browser name and other non-personal information solely for the purpose of security and shall in no way use this information for other purposes.
4. Visitor Conduct
4.1 With the exception of personally identifiable information, the use of which is covered under our Privacy Policy, any material you send or post to this Website shall be considered non-proprietary and not confidential. Unless you advise to the contrary we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any and all purposes be it commercial or non commercial.
4.2 When using this website you shall not post or send to or from this Website any material:
(a) for which you have not obtained all necessary consents;
(b) that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offence, give rise to a civil liability, or otherwise is contrary to the law in the Republic of Singapore;
(c) which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.
4.3 [We will fully co-operate with any law enforcement authorities or court order requiring us to disclose the identity or other details of any person posting material to this website in breach of Paragraph 4.2.]
5. Links To & From Other Websites
5.1 Any links to third party websites located on this Website are provided for your convenience only. We have not reviewed each third party website and have no responsibility for such third party websites or their content. We do not endorse the third party websites or make representations about them or any material contained in them. If you choose to access a third party website linked to from this Website, it is at your own risk.
5.2 If you would like to link to this Website, you may only do so on the basis that you link to, but do not replicate, any page on this Website, and subject to the following conditions:
(a) you do not in any way imply that we are endorsing any services or products unless this has been specifically agreed with us in writing;
(b) you do not misrepresent your relationship with us or present any false information about us;
(c) you do not link from a website that is not owned by you; and
(d) your website does not contain content that is offensive, controversial, infringes any intellectual property rights or other rights of any other person or does not comply in any way with the law in the Republic Of Singapore.
5.3 If you choose to link to our website in breach of Paragraph 5.2 you shall fully indemnify us for any loss or damage suffered as a result of your actions.
6. Services
6.1 Finmart is not endorsed by any bank, lender or other financial institutions. The services provided for by this company does not guarantee that all expected loan terms and rates shall be made in the clients favour. Furthermore, consulting with this company does not establish your company’s eligibility. All loan agreements, terms and rates offered by lenders or banks are dependent on various factors such as market conditions, credit profile, and your company’s qualifications. For this reason, available loan terms vary at any given period.
No act or promise shall constitute as an implied or express offer from Suite Capital that it can negotiate with a bank or lender to cater to your specific loan terms. Finmart can only ensure that banks or lenders it will recommend shall be based on the loan terms are best or suitable to its client at the time of consultation.
7. Disclaimer
7.1 We take all reasonable steps to ensure that the information on this Website is correct. However, we do not guarantee the correctness or completeness of material on this Website. We may make changes to the material on this Website at any time and without notice. The material on this Website may be out of date, or on rare occasions incorrect and we make no commitment to ensure that such material is correct or up to date.
7.2 The material at this Website is provided without any conditions or warranties of any kind. To the maximum extent permitted by law, we provide access and use of this website on the basis that we exclude all representations, warranties and conditions which but for these Terms may have effect in relation to this Website.
7.3 “Material” or “The material” is taken to mean, all articles, resources, tools, plugins in an all inclusive manner provided at the website either to be used in/at this website or external to this website.
8. Liability
8.1 Neither we nor any other party (whether or not involved in producing, maintaining or delivering this Website), shall be liability or responsible for any kind of loss or damage that may result to you or a third party as a result of your or their use of our website. This exclusion shall include servicing or repair costs and, without limitation, any other direct, indirect or consequential loss, and whether in tort or contract or otherwise in connection with this Website.
8.2 Nothing in these Terms shall exclude or limit liability for any liability which cannot be excluded under the law of the Republic of Singapore.